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As you can see in the settings itself of the ini, it disables the startup, overlay, and interface, unless your using something for developing a mod or working on a script their really not needed. Disadvantages? Not really, game wont load with it enabled so that is a disadvantage just having it enabled, outside that idk, im sure someone else could comment on the subject, but imo your not losing anything with those set.

Getting back to this subject i have some possible solutions for those getting the infinite loading screen. Based on my own discoveries, and feedback on my Bandit Hideouts mod with similar issues, we solved this, so here are a couple of solutions that may fix the issue if your using either AB Scripthhook or ScripthookRDR2 V2 version. If your using ScripthookRDR2 V2 then you need to set the following to false in the ScriptHookConfig.ini like this: [Lua] Load on startup = false [Interface] Enable = false [Overlay] Enable = false [General] Enable Reload Hotkey = true Show errors = true Show notifications = true [Open Key] Hold Key = 16 Press Key = 45 If your using Rampage trainer along with AB Scripthook then Rampage may be causing the issue.